Personal Loan
A straightforward cash loan for costs you can plan — and the ones you can't.
- Amount
- RM 1,000 – RM 50,000
- Period
- 6 to 108 months
- Flat rate
- 4.90% – 18.00%
- Decision
- Same day as your video verification
Our loans
Pick the loan that fits how you earn
Three loans, priced the same honest way. The table compares them at a glance; each page explains who it suits, what you need and exactly what it costs.
- Loan types
- 3
- Flat rate from, a year
- 4.90%
- Largest loan
- RM 100,000
Salary Loan
A lower-rate loan for confirmed employees, with repayments timed to your payday.
- Amount
- RM 1,000 – RM 30,000
- Period
- 6 to 108 months
- Flat rate
- 4.90% – 16.00%
- Decision
- Same day as your video verification
SME Business Loan
Working capital for SSM-registered businesses, decided by people who read your statements.
- Amount
- RM 5,000 – RM 100,000
- Period
- 6 to 108 months
- Flat rate
- 4.90% – 18.00%
- Decision
- 1–2 working days after your video verification
| Loan | Best for | Amount | Period | Flat rate p.a. | Decision |
|---|---|---|---|---|---|
| Personal Loan | Salaried and self-employed individuals | RM 1,000 – RM 50,000 | 6 to 108 months | 4.90% – 18.00% | Same day as your video verification |
| Salary Loan | Confirmed employees and civil servants | RM 1,000 – RM 30,000 | 6 to 108 months | 4.90% – 16.00% | Same day as your video verification |
| SME Business Loan | SSM-registered businesses | RM 5,000 – RM 100,000 | 6 to 108 months | 4.90% – 18.00% | 1–2 working days after your video verification |
Not sure which loan fits?
Answer three quick questions and we'll suggest a loan and a sensible starting amount.
Your suggestion appears here once you answer all three questions.
Not sure which one fits?
Answer five quick questions to see whether you're likely to qualify — nothing is sent or stored. Or message us and we'll suggest the right loan.